One platform, every lending product
Four lending modules and a full operations toolkit — collection, wallets, KYC, accounting and analytics — working together out of the box.
Micro Lending
The core of LoanTrack — small-ticket personal loans on daily, weekly or monthly cycles with intelligent instalment scheduling.
- Smart payment allocation (penalty → interest → principal)
- Foreclosure & early-settlement calculator
- Guarantor and security-cheque management
- Configurable penalty and grace rules
Micro Lending
Fully integrated with collection, wallets and accounting — enable it per branch.
Auto Finance
Vehicle-backed lending with a complete collateral lifecycle, from registration to repossession.
- Vehicle registry with condition photos
- Collateral valuation and LTV tracking
- Repossession flags and status workflow
- Insurance and document expiry alerts
Auto Finance
Fully integrated with collection, wallets and accounting — enable it per branch.
Gold Loan
Gold-collateral lending with valuation, secure custody tracking and redemption management.
- Ornament-wise valuation and purity capture
- Redemption and renewal tracking
- Auction management for defaults
- Interest-slab configuration
Gold Loan
Fully integrated with collection, wallets and accounting — enable it per branch.
Chit Funds
End-to-end chit group management — from member enrolment to auctions and dividends.
- Group creation and member tracking
- Auction winner recording
- Dividend distribution per member
- Per-cycle payment reconciliation
Chit Funds
Fully integrated with collection, wallets and accounting — enable it per branch.
Everything around the loan
The operational backbone that turns lending products into a running business.
GPS Collection
Geo-stamped collections, live agent tracking and route check-ins with photo proof.
Wallet Module
Agent float, branch cash pools, handovers and a reconciliation ledger.
KYC & Bureau
Aadhaar eKYC, Video KYC and direct CIBIL/CRIF credit-score pulls.
Premium Accounting
Double-entry GL, journals, bank reconciliation, P&L and period locks.
Analytics
Portfolio trends, collection efficiency and agent performance dashboards.
Notifications
SMS & WhatsApp templates with an automated dunning engine.
Reports & PDF
Loan statements, receipts, defaulter lists and daily summaries — one-click export.
Mobile App
Native Android & iOS app with offline collection and biometric login.
Six languages, one platform
Every label, report and notification is fully localised — so your agents and customers work in the language they're most comfortable with.
See the platform in action
Book a guided walkthrough and we'll tailor it to the products you offer.